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Auto Insurance

Auto insurance is a unique expense in that most states require that you carry insurance in order to operate a vehicle legally. This makes auto insurance a necessary expense. For this reason, it is imperative to make sure you are always getting the best deal. At Paul Insurance Agency, LLC, serving Pennsylvania, are here to help you better understand this important type of insurance coverage.

Why Is Auto Insurance Important?

Operating a vehicle can be risky, not only to you but also to others on the road. For this reason, it is vital to have insurance coverage. If you are in an accident, the insurance coverage will kick in to cover expenses incurred during the accident. These expenses can include both expenses for repairs, or replacement of your car as well as medical bills if there are injuries.

What Is Covered Under Auto Insurance?

In order to understand the different types of auto insurance coverage available to you, you should speak with an insurance representative. In general, though, auto insurance will provide coverage in the following areas:

  • Collision/Comprehensive - This type of coverage will kick in if there is damage sustained to your vehicle during an accident. Being left responsible for the costs of repairing or replacing your vehicle can leave you financially vulnerable in the event of an accident. This type of coverage can also kick in if your car is stolen or sustains damage due to other reasons.
  • Liability - Liability coverage is essential in most states in order to operate a vehicle. This type of insurance will kick in if another individual is injured because of your vehicle. This can include coverage of medical bills or legal bills.

If you would like to learn more about auto insurance, please contact Paul Insurance Agency, LLC, serving Pennsylvania.

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