Pennsylvania Boat/Watercraft insurance coverage

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Boat/Watercraft Insurance

Owning a boat or watercraft is a great way to get out in nature and make fun memories with your friends and family. Your boat or watercraft, like any other vehicle, carries a certain amount of risk, though. These risk factors make it very important to insure your boat or watercraft properly. At Paul Insurance Agency, LLC, serving Pennsylvania, we love to take the opportunity to educate our clients on important topics such as these. Keep reading to learn what you need to know about boat and watercraft insurance.

Why Do I Need Boat or Watercraft Insurance?

The risk factors involved in operating a boat or watercraft make it imperative that you have appropriate insurance in place. Operating the vessel or watercraft puts you and others on the water in a certain degree of danger. Being adequately trained on how to operate the boat or watercraft is a good starting place to ensure the safety of all involved. Having boat or watercraft insurance is the added layer of protection you need in case an accident occurs.

Boat and watercraft insurance also help to protect the investment you have made financially. If the watercraft sustains damage, your insurance will pay to have it repaired or replaced.

What Does Boat and Watercraft Insurance Cover?

Boat and watercraft insurance will provide coverage in the following areas:

  • Damage - If the boat is damaged due to an accident or natural disaster, the policy will pay to have the craft repaired or replaced.
  • Liability - If the craft causes damage to another craft or causes injury to someone, the coverage will pay for repairs, replacement, medical bills, and legal fees if they apply.

If you would like to learn more about boat and watercraft insurance, please contact our friendly staff today at Paul Insurance Agency, LLC, serving Pennsylvania.

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