Pennsylvania commercial insurance coverage

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Commercial Insurance

When you take on the lifestyle of a business owner in Pennsylvania, you want to ensure that you have everything you need to be compliant with the state and protect your investment. With the Paul Insurance Agency, LLC, we have the insurance options that keep you compliant and give you the additional options to protect your property, employees, and investments in the event of a tragedy.

What is required?

In the state of Pennsylvania, all business owners who utilize a commercial vehicle for their business are required to carry commercial auto insurance on those vehicles. This is to protect the different employees who could be driving the vehicle and give them full coverage in the event of an accident.

Also, Pennsylvania business owners are required to carry worker's compensation insurance for any business with two or more employees. Worker's compensation provides medical coverage and payroll coverage if an employee is hurt while on the job and needs medical assistance.

What are my other options?

As a business owner, you are eligible for several liability coverage options that include general liability and errors and omissions liability where your business can be sued. These are essential for public patrons or customers who may be harmed while on your property or hold your business liable for their losses if you offer advice or counseling services.

Property protection and income protection are also optional for Pennsylvania business owners who need assistance in the event of a tragedy. Property protection allows business owners to get the necessary compensation for repairs from damage. Income protection protects the business employees with payroll coverage when the business has to close unexpectedly.

Call Us Today for Your Options

If you are a business owner in Pennsylvania, we would love to help you get the coverage you are required and also supplement you with options that protect your investment. Give us a call at the Paul Insurance Agency, LLC today for more information.

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